RealtyAmerica.Org is a charitable organization designed to help you purchase a home. A down payment is the largest obstacle to purchasing a home. We GIVE you money for a down payment or closing costs. Our gift program can help you and you CAN own a home! IT'S EASY!

The Qualifications:

The qualifications for our Gift Program are minimal. They are:

1. You must qualify for a mortgage with a financial institution of your choice. That mortgage must allow gift funds.
2. You must use the gift towards the purchase of a home in which you will reside.

The Process:

  1. Apply with a lender that allows gift funds (FHA loans allow 100% gift of down payment).
  2. Apply for the RealtyAmerica.Org Gift Program
  3. Find a Realtor Inform them of your use of the gift program and find a home that fits your mortgage qualifications.
  4. Incorporate our contract addendum into your offer to purchase a home. The addendum must be signed by both the buyer and the seller and faxed to us for our signature at least 48 hrs prior to closing.

    ***Contract addendum asks the seller to pay a program contribution fee equal to the buyer's gift amount plus $495.00***

  5. Ensure that your application is fully completed at least 48 hours prior to closing.
  6. The gift funds will be wired to your closing agent’s escrow account designated on your application on your closing day.

  7. Welcome to your new home!!!



    Nationwide Down Payment Gift Program

    Copyright 2005, RealtyAmerica.Org, Inc.