How can RealtyAmerica.Org help you?

Our gift program will help you close more loans. How many times have you had to tell a qualified buyer to come back when he or she has saved enough money for a down payment? Not anymore!! All you need is a qualified buyer who needs help with a down payment or closing costs and then you call us and we’ll help you close that loan.

The only rules are these:

The buyer must qualify for a single-family mortgage loan product that allows charitable organizations to provide gift funds for down payment and closing costs. See HUD mortgage letter 00-08 for more information on gift funds.

AND
The seller must be willing to attach our addendum to the sales contract on the home.

How does the RealtyAmerica.Org gift program work?

FHA guidelines allow RealtyAmerica.Org to provide gift funds towards the down payment or closing costs.

The RealtyAmerica.Org gift program will give your buyer up to 5% of the purchase price to use as a down payment or closing costs.

When you have a buyer that has an adequate credit standing and can qualify for a loan, but doesn’t have the extra money for a down payment or closing costs, you contact us.

You fill out one form, attach our addendum to the buyer’s contract for sale and we wire the money on closing day.

Yes, It’s that simple.

Here are your Four EASY Steps:
  1. Download the IRS approval letter
  2. Download the application, have it completed and returned to us via fax, e-mail or U.S. mail
  3. Ensure that our addendum is added to your buyer’s contract to purchase a home.
  4. Close that loan!!!!!

Advantages of participating in the RealtyAmerica.Org Gift Program:

NO…

YES…








Nationwide Down Payment Gift Program

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